Key Takeaways from Investor Awareness Programme On 15Th February 2025. by ….Mr. Tushar Javkar (B.com , MBA in Finance, CFP)

• Trading in Equity market will not create long lasting wealth. Stay away from F&O trading. As per SEBI reports more than 95% people lose money in F&O trading.
• More importantly stay away from ponzi schemes promising higher returns.
• We can not fight against Teams (Brilliant Managers) and Machines (Algorithm). So we individuals lose money in Equity markets particularly in trading.
• Investing is far more powerful than trading. Right investment can create long lasting wealth for you and your family.
• Invest regularly with discipline. Invest more when Equity markets are down. As Konkani housewife would buy more coconuts when prices are down or you buy when there is discount sale on Amazon.
• Sensex (Since inception in 1979) has given 16% CAGR returns and it has beaten all asset classes and products including gold and Real estate.
• SIP is a powerful tool to invest and create wealth in your earning years.
• SWP can give you monthly income from MF. Both SIP and SWP has solid track record of last 25 years.
• If Kohli’s batting well then don’t run him out. It means don’t withdraw or stop your investments. It will disturb your compounding.
• On home loan, rather than repayment of loan, one should start an SIP or investment in MF to become Net Debt Free. With an SIP one can buy Home without loan within less period of time with proper planning.
• Right Advisor is important in this journey of wealth creation. Don’t become doctor yourself. Self-medications is dangerous. Good advisor can help, handhold and guide you.

Investment Philosophy by Santosh Akerkar (B. Com, Diploma in Finance, MA in Economics)

• We have 21 years of experience in financial advising gone through many market cycles, experienced advisor can add value to your investments.
• We focus on safety, liquidity and return is the foundation of our investment thesis. Liquidity means you can withdraw money any time. No locking for your investments. Last comes returns, overall, we have very conservative investment approach.
• We know that we can not control markets, Economies and news flows. So, we try to diversify across asset classes. We do Asset Allocation.
• We eat what we serve. It means whatever funds we suggest you have investments in same fund. We our parents and team. So, we have skin in the Game.
• We want to earn Goodwill from you and good night sleep for us.

A blog from Santosh G Akerkar. For Educational and Awareness purposes.
Best Regards,
Santosh Akerkar