As Repo Rate and interest Rates are rising, new opportunities are emerging for savers. We would like to introduce you to new avenues with mutual funds for savers who traditionally approach Savings Account, RD & FD. Liquid Funds – Expected Retuns 6% plus  You can consider parking your surplus money in Liquid funds for higher returns (3% more than savings account).  Interest is accumulated on daily basis.  You can invest or withdraw anytime.  On withdrawal amount is debited next working day in your account.  You can start with min 10,000 and invest as and when you have surplus.  You can create your emergency fund with these small savings. Eg. Set a target of 3 lakhs or 5 Lakhs emergency fund for rainy days.  Don’t keep your surplus money in bank saving account as Banking frauds are increasing at alarming rates. Parking money in savings account may create trouble.  Liquid funds are very safe & Liquid(0% equity exposure) Recommended Liquid funds 1. HDFC Liquid fund 2. SBI Liquid fund Blog for Investor Awareness and Education purpose by Santosh Akerkar