There was a time, it seemed futile to bother to more money out of savings account to a liquid funds. In some cases, savings bank account interest rates were higher than the prevailing interest rates for treasury bills and commercial paper.

        In case you have not noticed, central banks the world over have been increasing their interest rates. In India, yields on 3 months treasury bills have increased from a low of about 2.70% in May 2020 to about 6.50% now.  

     It may no longer be profitable be lethargic and let money lie idle in the savings bank account. You may consider shifting your idle funds into savings ad current account to liquid fund.